{"id":5733,"date":"2013-03-01T16:59:29","date_gmt":"2013-03-01T21:59:29","guid":{"rendered":"https:\/\/srdc.u7wpdev.com\/project\/manageable-student-debt-threshold-research-final-report\/"},"modified":"2023-02-02T12:14:55","modified_gmt":"2023-02-02T17:14:55","slug":"manageable-student-debt-threshold-research","status":"publish","type":"project","link":"https:\/\/www.srdc.org\/fr\/project\/manageable-student-debt-threshold-research\/","title":{"rendered":"Manageable Student Debt Threshold Research"},"content":{"rendered":"<p>Mandat\u00e9e par l\u2019Alberta Enterprise and Advanced Education, une \u00e9tude r\u00e9cente de la SRSA a mis en \u00e9vidence les aspects conceptuels et empiriques de la soutenabilit\u00e9 de l\u2019endettement des \u00e9tudiants. Le projet de recherche sur le seuil d\u2019endettement raisonnable pour les \u00e9tudiants a employ\u00e9 un certain nombre de m\u00e9thodes pour comprendre comment la soutenabilit\u00e9 de l\u2019endettement est conceptualis\u00e9e, mesur\u00e9e et int\u00e9gr\u00e9e aux pratiques de pr\u00eat au Canada et dans d\u2019autres pays. De plus, il a estim\u00e9 les pourcentages d\u2019\u00e9tudiants emprunteurs qui correspondent aux diff\u00e9rentes d\u00e9finitions de la soutenabilit\u00e9 \u00e0 l\u2019aide de donn\u00e9es de Statistique Canada.<\/p>\n<p>L\u2019\u00e9tude r\u00e9v\u00e8le que divers concepts sont utilis\u00e9s pour \u00e9valuer la soutenabilit\u00e9 de l\u2019endettement des \u00e9tudiants, de la r\u00e8gle pratique des \u00ab 8 pour cent de revenus \u00bb \u00e0 des ratios g\u00e9n\u00e9raux du service de la dette, en passant par des mesures fond\u00e9es sur les primes salariales associ\u00e9es aux dipl\u00f4mes d\u2019\u00e9tudes postsecondaires. Ces concepts sont int\u00e9gr\u00e9s dans divers programmes de paiement, comme le Programme d\u2019aide au remboursement des pr\u00eats \u00e9tudiants du gouvernement du Canada, lequel proc\u00e8de \u00e0 une \u00e9valuation des revenus pour rajuster l\u2019abordabilit\u00e9 des remboursements.<\/p>\n<p>Une analyse empirique d\u00e9montre que les montants des remboursements de minorit\u00e9s assez importantes d\u2019\u00e9tudiants emprunteurs sont sup\u00e9rieurs \u00e0 la majorit\u00e9 des seuils raisonnables. Ce r\u00e9sultat est confirm\u00e9 par les opinions de r\u00e9pondants cl\u00e9s, qui sont nombreux \u00e0 avoir observ\u00e9 un lien entre la soutenabilit\u00e9 de l\u2019endettement des \u00e9tudiants et les capacit\u00e9s financi\u00e8res des emprunteurs.<\/p>\n<p><em>Rapport disponible en anglais seulement.<\/em><\/p>\n","protected":false},"featured_media":13826,"template":"","capabilities":[263,264],"populations":[285,287],"publication_types":[291],"publication_themes":[],"policy_area":[292,310,311],"class_list":["post-5733","project","type-project","status-publish","has-post-thumbnail","hentry","capabilities-sciences-des-donnees","capabilities-recherches-en-matiere-de-politique","populations-eleves-etudiants","populations-jeunesse","publication_types-rapport-final","policy_area-education-postsecondaire","policy_area-accessibilite-et-persistance","policy_area-aide-financiere-aux-etudiants"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Manageable Student Debt Threshold Research - 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