{"id":5711,"date":"2011-09-15T17:05:01","date_gmt":"2011-09-15T21:05:01","guid":{"rendered":"https:\/\/srdc.u7wpdev.com\/project\/simplified-enrolment-in-retirement-savings-plans\/"},"modified":"2023-01-20T11:56:31","modified_gmt":"2023-01-20T16:56:31","slug":"simplified-enrolment-in-retirement-savings-plans","status":"publish","type":"project","link":"https:\/\/www.srdc.org\/fr\/project\/simplified-enrolment-in-retirement-savings-plans\/","title":{"rendered":"Simplified Enrolment in Retirement Savings Plans"},"content":{"rendered":"<p>Simplified Enrolment in Retirement Savings Plans, par Boris Palameta, Carole Vincent et Jean-Pierre Voyer, examine la faisabilit\u00e9 d\u2019\u00e9valuer l\u2019efficacit\u00e9 de projets pilotes visant \u00e0 simplifier les modalit\u00e9s d\u2019adh\u00e9sion des employ\u00e9s aux r\u00e9gimes de pension d\u2019employeur. \u00c0 partir de nombreux \u00e9l\u00e9ments probants empiriques qui sugg\u00e8rent que les faibles taux d\u2019\u00e9pargne d\u00e9coulent, du moins en partie, de la fa\u00e7on dont les options d\u2019\u00e9pargne sont pr\u00e9sent\u00e9es, cette \u00e9tude propose diff\u00e9rentes structures de r\u00e9gimes de pension qui favorisent l\u2019adh\u00e9sion et facilitent la prise de d\u00e9cision en changeant la fa\u00e7on dont les r\u00e8gles d\u2019adh\u00e9sion aux r\u00e9gimes sont expliqu\u00e9es aux employ\u00e9s admissibles.<\/p>\n<p>Elle d\u00e9crit la mise en \u0153uvre d\u2019une exp\u00e9rience randomis\u00e9e sur le terrain visant \u00e0 \u00e9valuer rigoureusement l\u2019efficacit\u00e9 de deux projets \u2014 le premier, qui allie des modalit\u00e9s d\u2019adh\u00e9sion simplifi\u00e9es \u00e0 un taux de cotisation et un portefeuille de placement pr\u00e9d\u00e9termin\u00e9s, et le second, qui demande aux employ\u00e9s admissibles de prendre une d\u00e9cision d\u00e9lib\u00e9r\u00e9e quant au taux de cotisation. Les r\u00e9sultats de cette exp\u00e9rience s\u2019av\u00e9reraient extr\u00eamement utiles pour tous les gouvernements ainsi que les employeurs et les fournisseurs de services qui envisagent d\u2019offrir un r\u00e9gime de pension dans le cadre des r\u00e9gimes de pension agr\u00e9\u00e9s collectifs (RPAC) lorsque ceux-ci seront mis en \u0153uvre.<\/p>\n<p><em>Rapport disponible en anglais seulement.<\/em><\/p>\n","protected":false},"featured_media":2573,"template":"","capabilities":[267],"populations":[274,280],"publication_types":[336],"publication_themes":[],"policy_area":[296,305],"class_list":["post-5711","project","type-project","status-publish","has-post-thumbnail","hentry","capabilities-economie-comportementale","populations-ensemble-de-la-population","populations-travailleurs-ages","publication_types-rapport","policy_area-securite-sociale","policy_area-securite-du-revenu-pour-les-aines"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Simplified Enrolment in Retirement Savings Plans - 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